How Fast Can You Buy My House?

Do you need to sell your Phoenix house fast? There are a lot of home buying companies that claim to be able to buy your house fast. We are one of those companies — Baritone Home Buyers is the premier home buyer in the Phoenix AZ area, and we can buy your home very fast indeed. But you are probably wondering — What does “fast” really mean? How many days would it take from start to finish? When would I actually have a check in my hands, or money wired into my bank account?

So Really, How Fast Can You Actually Buy My Home?

Sell Your House Fast PhoenixWe normally say that we can buy a home in as little as 7 days. But in reality, we can close in as little as 2 days, if everything goes perfectly! However, there are a number of different factors that are specific to each individual property and individual situation, that will determine how fast we can close on your particular home:

1. Loan Qualifying

We will be paying cash, so you won’t be wasting any time waiting for us to line up financing and qualify for a loan. And most importantly, you won’t have to wait for the mortgage underwriter to sit on our file for three weeks before getting started on it.
Number of Days — Zero (N/A)

2. Appraisal

We will not be getting an appraisal, so you won’t be spending any time waiting for the appraisal report.
Number of Days — Zero (N/A)

3. Home Inspections

We will view the property once, right before we make the offer on your property, and that will be it! You won’t have anyone walking through your home every other day, and nitpicking your property. There won’t be any time wasted on home inspections, termite inspections, roof inspections, lead inspections, or any other inspections. In general, the only exceptions to that would be if you had a septic tank or a well. Those would need to be inspected.
Number of Days — Zero (N/A)

4. Repairs

You will not need to do any repairs whatsoever, so there won’t be any delays while you fix the roof, paint the house, or replace the water heater.
Number of Days — Zero (N/A)

5. Clean Up

You can leave whatever possessions, debris, or trash you want at the property. We will clean it up after closing. So you will not be wasting any time loading trash in a dumpster or trimming bushes.
Number of Days — Zero (N/A)

6. Insurance

After we sign a purchase agreement, we will need to set up the new insurance policy for the property. If we are not in a hurry, our insurance agent will typically take 3-5 business days to get the policy set up. But if we are in a rush, our agent can usually get it done within 1 business day.
Number of Days — Average: Four (4) Minimum: One (1)

7. Title Company

After we sign a purchase agreement, the title company will go to work to verify the property title. They will verify who owns the property. They will check for any loans or other liens against the property, that have to be paid off or resolved before closing on the sale. A “lien” is a record of a debt that has to be paid before the property is sold. Typical liens include the mortgage, unpaid property taxes, unpaid income taxes (IRS liens), or mechanic’s liens, from unpaid contractors. When you are not in a hurry, a title company will typically take 3-7 business days to complete the title work, and generate the title report and title commitment. But if you are in a rush to sell, our title company can usually get it done within 48 hours.
Number of Days — Average: Five (5) Minimum: Two (2)

8. Home Owners Association (HOA)

If your property is in an HOA, the HOA is required to provide the buyer with the association disclosures, before the property can be sold. The disclosures provide us with all the rules of the association — the Covenants, Conditions, and Restrictions (“CCnRs“), the bylaws, and any other rules specific to the association. They also provide the association’s financial summary, the current budget, information about the existing dues or assessments, and information about any upcoming special assessments, so we’ll know what we’re getting into, as the buyer. The HOA legally has 10 days to provide all the disclosures, but if we pay a rush fee, they can get it done in as little as 2-4 business days.
Number of Days — Average: Ten (10) Minimum: Two (2)

That’s about it! So… doing the math:

  • For a home in an HOA, it will typically take us about 5-10 days to buy your house, at minimum.
  • For a home that’s not in an HOA, we can actually buy your house in as little as 2-5 days!

If you are ready to to sell your home fast, please give us a call at (480) 447-3577, or fill out the form below. We will meet you at your home as soon as it’s convenient for you, and after viewing the home we will make you a fair offer that same day. Then you can start counting down the days!

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